Whining Thread #2

[j_alexandra]

Paid off my car early. My credit score dropped.

What the actual.

 

[raindance]

Paid off my car early. My credit score dropped.

What the actual.

They like it when you owe money, but make regular payments. If you need a better credit score, you need to borrow money to get one. And if you don't need to borrow money, you don't need a great credit score anyway. The system is not the most sensical.

 

[Joe]

Your credit score isn't really a measure of your credit (debt)—it's a measure of your ability to make dependable payments.

 

[RiseNFall]

Paid off my car early. My credit score dropped.

What the actual.

My credit score dropped once because I "wasn't making mortgage payments." Never mind that I wasn't making them because I no longer had a mortgage. I didn't care because I didn't need credit for anything, but it did eventually go back up.

 

[j_alexandra]

Your credit score isn't really a measure of your credit (debt)—it's a measure of your ability to make dependable payments.

True, but, alas, it's what people (landlords, frex) consider useful.

 

[ChaCha1]

Paid off my car early. My credit score dropped.

What the actual.

That happened to me too. Very annoying

 

[IndyLady]

Paradoxes I struggle with.... I've lost count of how many "new restaurant opening" announcements I've seen in my area. Umm, isn't there a giant worker shortage in the service industry right now? Who is going to work at these new places, you really want to jump onto the "now hiring" bandwagon? There's a thread on a local FB group I'm in bemoaning all the Starbucks that are currently closed, odd hours, 30-minute wait on orders, etc. I've kind of been hoping that this current employment situation would fix (in a "free market" sort of way) the glut of restaurants we have around here (sorry, but yes, it's oversaturated now) but the denial is strong.

DH and I went out to lunch the other day at a local bar & grill. There was one woman working the floor (serving, bartending, hostessing), 1-2 in the kitchen. We were lucky we got there early and the "long wait" she warned us about did not materialize, but I hate to think what her day looked like as it got busier.

Moving this to the Whining thread, since it's going to get critical (versus neutral).

It's gotten a little better, but there's still an awful lot of "please be patient, we're short-staffed" posts on social media, and reduced hours, longer waits, etc. I try not to patronize restaurants too often, but when I do, it's often still not pre-pandemic. Seriously, it's time to consolidate. There is just flat out not sufficient workforce to support all these establishments. I'd rather have fewer reliable choices than a myriad of choices where there's no telling how long it will take to get food or service.

 

[Greybeard]

But first, some kvetching (aka carping aka The Word That Shall Not Be Used):

Is that the "B-word"?*&

I think we're getting too many words we can't say that we can't know all of them. The news had an article about making students pick seeds out of cotton. It included a reference to people using "the r-word". I had to look it up to find they meant "retard"** or some variation thereof. I ran across a "D-word" the definition or which didn't stick. Then don't forget the "N-word", and the "F-word". There are probably more. We're going to need a dictionary of words we can't say. And what happens when two of the bad words start with the same letter.

*Not meaning to pick on PNP, but her post reminded me of this.
**A reference to mental retardation that is sometimes used as an insult.

 

[IndyLady]

OK, so @Purr , I've joined you on the nail struggle bus. Actually I've been sitting in the seat behind you for a while I just haven't spoken up until now. I tried the Nailtique #2, and got some lotion from CVS (the monthly free beauty club perk, yay). The Nailtique is doing no good. My nails pretty much start spitting the moment they have any length. I had tried a similar Sally Hansen product a long time ago with the same results, so I chalked it up to "this brand sucks", but I'm starting to think that all this stuff is actually making it worse than if I just left them alone.

The lotion is a mixed bag. It's definitely smoothed out some of the skin/cuticle, but the result is that if there's any dry skin/hangnails, it's even more prominent and I subconsciously pick at that and make it worse.

I don't even care about having long nails, it would just be nice to not have hands/nails that are a hot mess. Thinking of the line in "Legally Blonde" - "She'll never get him back with those cuticles."

 

[IndyLady]

I'm on a roll so why not.

I've been sick for several days, not COVID, just the usual sinus infection (that I've had about 1000 times over the course of my life). I thought it was waning after the second day or so but it's been dragging on and on and it's not gone yet. The wastebasket is full of kleenex and now I'm regretting telling my spouse we he did not need to buy any more blue liquid Tylenol.

Dear Universe: I do not wish to be sick. This is highly inconvenient. Please take this back at your earliest convenience. Thank you.

 

[DoWrongRight]

How is it possible that we are in the year 2022 and I managed to get behind a person at 5 different stores using a check to pay in the last 3 days? Each person took the time to write out the entire check, even when 2 of them were told that wasn't necessary. I was sure everyone had a debit card at the least. Until these last 3 days it has easily been YEARS since I saw anyone use a check in a store.

 

[ProgressNotPerfection]

it has easily been YEARS since I saw anyone use a check in a store

 

[j_alexandra]

Recently, have had same experience at Costco. Almost always, the check writer represents a not-for-profit buying supplies. At supermarket, check writers are most often people who <koff> look like me: white haired ladies.

I own checks. Somewhere.

 

[j_alexandra]

Whine: new macbook air, which is really quite gorgeous. That's not the whine part.

Transferring all music from iMac and Old Macbook, consolidating it, and transferring playlists started at about 8:30 in the morning. That has taken, so far:
- two external hard drives, each of which took about 2 hours to make one last back up music from source to drive
- significant worrying about using cable to transfer music between laptops b/c old one is an Intel chip and new one is M1 Apple chip, and that creates Issues
- decision to upload from backups rather than use cable and cross fingers
- two phone calls to Apple tech support to divine whether I had to have Excel installed on new Air to be able to "export Library" as .xml or I could export playlists one by one as .txt files. Tech support could not answer this question; TDNWMH. So I gave up on tech support and simply looked it up on the internet (answer: yes to both). I am not buying Excel for this new mac. I don't need Excel to dj. So...
- ten playlists at a time copied onto a thumb drive from Old Macbook and copied from thumb drive onto Air. This took, shall we say, some time. Round about 2 in the afternoon, I broke for lunch, then was back at it until around six, when I took both Old and Air down to the kitchen table and poured the last of the Writer's Tears -- into me, not the laptops -- which increased my tolerance for Old, Slow Tech and improved my attitude, and continued swapping the Old, Slow, Safe Way.

As of 8pm, I was copying playlists from iMac to thumb drive, having finished playlists from Old Macbook. And then I went to bed, having soothed my jangled nerves with Irish whiskey.

eta: still not done.

 

[David_In_CA]

Each person took the time to write out the entire check, even when 2 of them were told that wasn't necessary.

What part of the check would you skip? Every piece but the memo and date is to make sure the correct amount of money is going to the right entity.